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ision manager of the U.S. Bankruptcy Court in San Jose, which covers Santa Clara, Santa Cruz, San Benito and Monterey counties.White and many valley bankruptcy lawyers say they expect this year to be just as overwhelming."I don't see any reason to think this year will be any better than the last," Moran said.There were 13,366 new bankruptcy cases filed in the San Jose court in 2010. Those included 7,844 Chapter 7 bankruptcies, in which people seek to liquidate their property and distribute the assets to creditors; 5,376 Chapter 13 filings, in which people keep property and create a plan for paying off their debts over a three- to five-year period, and 145 Chapter 11 bankruptcies, in which businesses and individuals reorganize to pay debts over time. There was also one Chapter 12 family farm filing. The filings remained above 1,000 a month February to November, dipping below that only at the beginning and end of the year.The December figure for the court's San Francisco division, which includes San Mateo County, was not available. But the first 11 months of the year saw 4,748 filings, running well ahead of the 4,190 filed in all of 2009.The Oakland division, which covers Alameda and Contra Costa counties, had 15,031 bankruptcy filings last yea